Good paperwork protects both sides of a property deal. It records exactly what was agreed, who paid what, and what happens if something goes wrong. Here are the documents you are most likely to see, and what to look for in each.
When renting
- Offer letter. Confirms the property, rent, service charge and fees offered to you, usually before the tenancy agreement is prepared.
- Tenancy agreement. The main contract between landlord and tenant. It should state the rent and when it is due, the length of the tenancy, service charge, repairs, use of the property, notice periods and renewal terms.
- Receipts. Written receipts for rent, service charge, caution deposit, agency and legal fees.
When buying
- Offer letter or letter of allocation. Sets out the property, price and payment terms, common with developers and estates.
- Contract of sale. Records the agreement to sell, the price, payment schedule and the conditions that must be met before completion.
- Deed of Assignment. The document that transfers the seller’s interest in the property to you. It must be properly signed, stamped and registered, and Governor’s Consent obtained where required.
- Power of attorney. Lets someone act on the owner’s behalf. It is not proof of ownership and does not by itself transfer title.
- Receipts and evidence of payment. Every payment should be acknowledged in writing.
Off-plan and instalment purchases
For off-plan property, check that the agreement clearly covers the payment schedule, the expected completion date, the specification of the finished unit, what happens if the project is delayed, and how your money is refunded if the developer cannot deliver.
Before you sign
- Read the whole document, not just the price and dates.
- Make sure the names, property address and plot details match the title documents.
- Check that every amount you have paid or will pay is written down.
- Ask for anything you do not understand to be explained or changed.
- Have your own lawyer review the documents, not only the seller’s or landlord’s lawyer.
How Propslisting helps
Our team works with experienced lawyers who can prepare and review tenancy agreements, contracts of sale and deeds of assignment, and guide you through stamping, registration and consent. You review the documents, ask questions, and sign when you are comfortable.
Need help?
Propslisting can help you check a property before you commit. Contact our team or message us on WhatsApp, and browse current listings.
This guide is general information only and is not legal advice. Every property and transaction is different, so always get independent legal advice before you pay or sign anything.
